IFB Wealth Management

Where Integrity is our Compass

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MISSION STATEMENT

Integrity Faith Based Wealth Management is a financial firm rooted in faith based values. We believe that resources are a gift to manage wisely. Our mission is to help people of all walks of life, income, education, faith, etc. to become wise stewards of their resources through financial planning. We believe that through education, assistance, and empowerment, individuals can reach their financial goals.
 
We want to help those individuals who are motivated to help themselves: women, recently or soon to be retired, multi-generational families with the desire to leave a legacy, families with elder and special needs issues, veterans, government employees, churches, non-profits and anyone interested in being good stewards and seeking financial independence.    

Our goal is to be your Financial "counsel", your resource for financial clarity. We believe that once you have all the information, understand it, and can put it in perspective, then you can make educated financial decisions without being sold products. 


"Tentative efforts lead to tentative outcomes. Therefore give yourself fully to your endeavors.  Decide to construct your character through excellent actions and determine to pay the price of a worthy goal.  The trials you encounter will introduce you to your strengths. Remain steadfast....and one day you will build something that endures;  something worthy of your potential."
                                                 - Epictetus Roman Teacher, Philosopher 55-135A.D. 

Our mission is to help you find the best opportunities to fulfill your dreams and endeavors.  Because of our "Win-Win" system you can have faith that your resources are in good hands. 


We believe the more you give, the more you receive.  Making a financial impact in the life of one person or family, allows that person or family to do more to help the community or culture as a whole. So we are working for something larger than ourselves and our business.


Don't believe it? Come in and sit down with me. The coffee is good and the hour you invest in your financial future is priceless (and free)!



HISTORY
After working, training, and managing for one of the largest brokerage firms in the nation, I realized that clients would never achieve their financial goals as long as advisers were getting paid commissions up front for selling products and putting their compensation before the clients.

What was being lost was "planning". I'm not talking about some cheap program that spits out a few numbers which are then used to "sell" products to a client. I'm talking about working with a family long term to achieve specific goals even if that means they buy nothing from you. Financial planning is a long term process that extends past buying products.

Six years ago, I realized that this was a flawed structure. Once an adviser received compensation for a product, there was very little motivation to provide service unless another sell was possible. This is unacceptable to me and I felt strongly called to build a firm based on a Win-Win philosophy. My personal faith dictates that the business model is fair and focused on the best interests of the client. While I need to be compensated for my time, I believe it is necessary that I earn my paycheck. As a result of implementing a fee based practice, it takes an average of 5-7 years to earn what a commission based adviser makes in about 2 weeks! Long-term financial planning is more important to me than a "get-rich-quick" scheme. 

So ask yourself why we do this? And is this the type of integrity you want to have in your firm? In your financial adviser?  Would you have more confidence in an adviser who has a vested interest in your investment performance? 

I keep the firms cost down so the cost to the client is minimal. As a result, I have created a firm that offers great service, integrity, and knowledge based asset management at a fair and reasonable price. I have been blessed with faithful clients and a successful firm. However, I am always willing to help. If you want help, we are the group that you can trust to give you that help. Give us a try, you may be suprised. All firms aren't the same, trust me.



Personal Mission:

My personal mission and purpose of this firm is simple. As a Christian I want to serve others and the community by utilizing the gifts I have been blessed with. It is also important to me that others learn how to successfully manage the resources they have been given. I "tithe" or volunteer 5 hours of every week to help people and families that could not otherwise afford my services. I also provide education and training to diverse groups of individuals.

I pray that the Lord continues to bless the firm and those who are part of it and continue to help move us towards our mission of making a impact in the financial lives of all those who want the help.




           IFB WEALTH MANAGEMENT EDUCATIONAL EVENTS

VOLUNTEER SERVICES: We offer a number of different services for our community. From seminars, workshops and education events at the work place, to incorporating biblical aspects of financial planning for churches and other faith based groups. These events are FREE and we ask only to be reimbursed for travel expenses. These are NOT sales presentations and are designed for your specific group in mind. Send us a quick note and we will discuss how we could make a presentation specific to your group. SEMINAR CONTACT



COMMUNITY AND WORKPLACE SEMINARS (i.e. Lions Club, women's groups, young professionals, etc.
Financial topics can seem dull but we provide education in an engaging, high-energy fashion. These are fantastic presentations that are based on relevant topics for your group. For example, we will study your retirement programs in your work place and base the presentation on your specific benefits!

Benefits Based Presentation- This is our most popular as we are a "neutral" group, not the group running the plan. So our thoughts, opinion, and feedback is all based research and honesty. This presentation has had a major impact in the participation rate of the plan and the amount contributed to the plan. Education is the key and helps all involved in these programs.

Small Group, Investment Clubs- Presentations are available on how to choose stocks, investment 101, Long Term Care, retirement planning, taxes, Social Security, etc.


FAITH BASED WORKSHOPS FOR CHURCHES and/or NON PROFITS

 Please inquire if your church is interested in financial presentations that incorporate biblical aspects to planning and managing resources. Again these are part of our OUTREACH program and there is no cost to the workshop. A free will offering may be taken. These workshops can be anywhere from an hour to 5 hours or multiple sessions. Each presentation is tailored to your group's interests. 

- Faith and Finances- A workshop designed to educate the church on the lessons the Bible has to teach us on finances and stewardship. I feel that an educated church will have a greater impact on their community.

- Faith and Finances- WOMEN edition and YOUTH edition- Similar as above but tailored towards a specific group to educate and empower women and young people.



Disclaimer:  These aren't exclusive to any religion or church. However as a Christian they are built on my knowledge of the bible and finances. I'm open to presenting my faith based workshops to diverse groups, but it is important to these groups know my approach and my background so as to not be shocked.